Take Hold Of Your Financial Future with…
Risk Free 403(b’s), Huge 401(k) Rollover Bonuses, and Comprehensive Life Insurance including amazing IUL’s.
Headquartered in Spring Hill, Florida, with satellite offices across The Sunshine State, FDR Financial Group is here to review your current course of action in retirement and insurance options. We represent top rated carriers across the country with the highest-level contracts. This means we have access to preferred products with the highest bonuses and best rates.
We know that finding the right advisor to represent you is a choice not to be taken lightly. That’s why we offer free consultations to walk you through YOUR needs, the scope of YOUR goals, and YOUR budget becasue here at FDR Financial Group YOU are our main focus. We have the BBB rating to prove it. Insurance is and always will be complicated, which is why you want a team of smart advisers on your side. FDR Financial is filled with knowledgeable people ready to answer complicated questions and tackle the toughest situations. We are an experienced insurance team that comes up with simple solutions - solutions that actually work for our clients.
Call or Visit us today!
5327 Commercial Way
Suite B 106
Spring Hill, Florida 34606
Perhaps you've left your job but still have a 401(k) or Roth 401(k) with your former employer; you're retiring and are wondering if leaving your money in a 401(k) is the best option; or perhaps you simply want to diversify—now what?
We do everything we can for our loved ones, not because we have to, but because we want to. Whether you’re looking for coverage for a specific period of time or lifelong protection, with the right Life Insurance coverage, you can be happy knowing that your loved ones will be able to live out their dreams, no matter what the future holds.
The Florida Retirement System offers you the option of participating in two FRS retirement plans: the FRS Investment Plan and the FRS Pension Plan (which includes DROP). FDR Financial can help you understand the financial products as well as the possible distribution options.
Risk Free 403(b)
A 403(b) is a tax-deferred retirement plan that is very similar to a 401(k). That is, it allows you to set aside pre-tax dollars out of your paycheck to save for retirement. In the past, 403(b) plans restricted their participants’ investment options primarily to variable annuities. However, this restriction was removed years ago, and now most 403(b) plans let you invest in a wide variety of mutual funds and annuities.
Indexed Universal life insurance (IUL’s)
Commonly known as IUL's, which are designed to be permanent life insurance policies. Clients can borrow against the accumulation portion of their policy and never have to pay the money back until death. Keeping the policy in force for life allows the beneficiaries to receive the death benefit, plus any balance of the policy, tax-free. Perhaps most importantly, accessing cash via policy loans within an IUL are tax free to the insured during their lifetime, and can be a tremendous addition to a retirement income plan. The index, and the way the investment portion of the policy is designed, varies from policy to policy, so our financial advisers examine each policy closely to find the right match for you.